Your landlord's policy covers the building. It doesn't cover anything you own inside it. Renters insurance picks that up, usually for less than a takeout order each month.
Your landlord's policy covers the building. It doesn't cover anything you own inside it. Renters insurance picks that up, usually for less than a takeout order each month.
Your furniture, clothes, electronics, and everything else you own. Covered against fire, theft, and more.
If a guest is hurt in your place or you accidentally damage the building, this has your back.
If your apartment isn't livable after a covered loss, this helps pay for somewhere to stay.
Your stuff is usually covered even when it leaves the apartment. Laptop stolen from your car? Covered.
Covers small medical bills if a guest is injured at your place, no lawsuit needed.
Higher limits for jewelry, bikes, or gear. If you own something special, tell us and we'll cover it right.
Renters coverage is one of the cheapest policies there is. A few things shape the price:
If you couldn't afford to replace everything you own tomorrow, yes. Many landlords require it now too.
Usually somewhere between 15 and 30 dollars a month. Bundled with auto, sometimes less. We'll quote it and you can see for yourself.
No. A policy covers the people named on it. Roommates each need their own.
Walk through your place and add up what it would cost to replace everything. Most people land higher than they expect. We'll help you pick a number that fits.
A few minutes now beats replacing everything out of pocket later.