Lake Ontario, the Finger Lakes, the canal. Wherever you put in, boat insurance covers your boat, your motor, your trailer, and the people on board. We'll find coverage that fits your time on the water.
Lake Ontario, the Finger Lakes, the canal. Wherever you put in, boat insurance covers your boat, your motor, your trailer, and the people on board. We'll find coverage that fits your time on the water.

Physical damage to the boat itself. Collisions, storms, fire, and sinking.
Covers injuries and damage you cause on the water, including wake damage and fuel spills.
The trailer that hauls it, plus gear like electronics, covers, and fishing equipment.
Protects you and your passengers if you're hit by a boater with no coverage.
Helps with medical bills if someone on your boat gets hurt.
If the engine quits mid-lake, this gets you back to the dock without a painful bill.
Boat rates depend on the boat and how you use it:

Only barely. Most homeowners policies cap boat coverage at a small limit with little or no liability. A real boat policy closes that gap.

Yes, but less of it. Boats get damaged in storage too. We can set a lay-up period so you're covered without overpaying.

It can be. Tell us what you carry on board and we'll make sure the equipment limit fits.

Coverage can be priced for occasional use. Tell us how you actually boat and we'll quote it that way.
A quick quote now means one less thing to think about on the water.