Auto Insurance

Your car gets you to work, to the lake, and everywhere in between. We shop multiple carriers to find coverage that fits how you drive and what you want to pay. Based in Rochester, NY, here for drivers across New York.

Collin with Frankie the Doberman and Walter the bull terrier

What it covers

What affects your rate.

No two drivers pay the same. A few things shape what carriers quote you:

Your driving record and claims history
The vehicles you drive and the miles you put on them
Where you live and park
The deductibles and limits you choose
Bundling auto with home or renters coverage

Questions we hear a lot

How much car insurance does New York require?

New York sets minimum liability limits, but the legal floor is rarely enough. We'll show you what stronger limits cost. It's usually less than people expect.

Will a ticket or an accident raise my rate?

Not always. Every carrier treats your record a little differently. Because we're independent, we can shop your policy around and find the carrier that's most forgiving.

Does bundling home and auto really save money?

Usually, yes. Bundling is one of the easiest discounts to earn. Tell us what else you have and we'll quote it both ways so you can see the difference.

What should I do after an accident?

Make sure everyone is safe, take photos, and swap information with the other driver. Then call us. We'll help you get the claim moving and stay on it with you.

Ready for a better auto rate?

It takes a few minutes to find out. We'll shop your coverage across our carriers and give it to you straight.