A rental property is an investment. Landlord insurance protects the building, the income it produces, and you, so one bad night doesn't undo years of equity.
A rental property is an investment. Landlord insurance protects the building, the income it produces, and you, so one bad night doesn't undo years of equity.
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The structure and the systems in it, covered against fire, storms, and other damage.
If a covered loss makes the unit unlivable, this replaces the rent while you repair.
If a tenant or guest is injured on the property, this covers the legal and medical costs.
Appliances and anything else you provide for tenant use.
One house or a whole portfolio. We can structure coverage across everything you own.
Extra liability on top, because rental properties attract claims.
Rental properties are rated on the building and the risk:
No. Once you rent it out, a homeowners policy usually won't pay a claim. The property needs a landlord policy.
No. Their stuff is on them, which is why many landlords require renters insurance in the lease. It protects you both.
Short term rentals carry different risk and some carriers won't write them. Tell us how you rent and we'll place it with a carrier that will.
Ask anyone who's had a fire. Months without rent while carrying a mortgage hurts. It's usually a cheap add.
Tell us about the property and we'll shop the coverage.